Tool

Category: Finance Management

Field: Finance, Data Analytics

Type: SaaS

Use Cases:

• Budget planning and tracking
• Setting savings goals
• Forecasting cash flow
• Expense categorization

Summary: Lums simplifies personal finance management by allowing users to chat about their finances in everyday language. This AI-driven budgeting app predicts cash balances and sends smart alerts like paycheck arrivals, helping users stay on top of their financial health. Imagine having a personal financial assistant that helps you understand your spending trends while suggesting ways to save—all while ensuring your privacy is protected, as the data is secure and not shared with outside services.